Johnston Home Inventory Solutions

Home Break-ins in Johnston County

2010-07-07T11:35:00.002-04:00

Home break-ins were reported during the week of June 28 in the following locations: the 400 block of Battlefield Drive near Newton Grove, the 13900 block of N.C. 210 near McGee's Crossroads, Pollard Circle near Benson, the 500 block of Church Road near Benson, the 7100 block of Buffalo Road near Selma, the 7000 block of Hinnant-Edgerton Road near Kenly, the 2100 block of Richardson Road near Zebulon and the 3100 block of Old School Road near Four Oaks. Be prepared if you're the vitcim of a break-in, theft, or robbery. Get a home inventory now! www.jhisolutions.com

A word about your gold and jewelry

2009-12-03T15:46:00.002-05:00

With gold prices holding around $1000 an ounce, residential break ins and robberies from individuals are targeting jewelry. Homeowners insurance policies require most jewelry items to be listed on a policy rider in order for them to be covered. You'll need a recent appraisal and thorough documentation of your jewelry and other items to receive a fair payout from your insurance in case of theft or loss. Johnston Home Inventory can provide you with the needed documentation and photographs to prove ownership and possession of your valuables. Don't let a thief ruin your Christmas this year. Contact Johnston Home Inventory for more information and a no cost evaluation of your home and property inventory needs. Visit us at www.jhisolutions.com

Insurance Claims in Johnston County

2009-10-21T11:27:00.005-04:00

The most common homeowners insurance claims filed in Johnston County are (in order of number of claims):

1- wind damage
2- water damage
3- lightning
4- theft/burglary
5- fire/smoke

By far the costliest is fire, with the average insurance claim being just under $22,000. The average claim for a theft or residential burglary is about $2,200. If you suffered a loss, could you list all your valuables and prove ownership in order to collect everything you are entitled to from your insurance company? With the help of Johnston Home Inventory you can. Visit our web site today.

Ready Campaign - Be Prepared

2009-09-22T15:27:00.001-04:00

2009-09-16T00:08:00.007-04:00

Fact: 91% of Americans think it's a good to plan for emergencies...only 58% of them have done any kind of planning.

Insurance companies, goverement agencies, and law enforcement all agree on the importance of a home inventory. Her are some quotes from insurance companies that operate in North Carolina:

Travelers Insurance
“Conducting a Personal Property Inventory” literature states: “Take the time to compile an inventory of your home now, and it will save you precious time and frustration later.” “Benefits of having a personal property inventory include:
1 - Helps to ensure you have the coverage you need.

2 - In the event of a loss, it makes it easier for you to file a complete and prompt claim, supported by accurate documentation.

3 - Helps determine the replacement cost of your lost or damaged possessions to settle your claim quickly."

Nationwide Insurance
“No matter where you live, or what you live in, it's a good idea to keep a record of your belongings, and any items you want your policy to cover. A great way to log your belongings is to keep a photographic record. This can be a set of videos or pictures that build on your paper records like receipts and warranty information.”

State Farm Insurance
“The threat of loss of property from fire, theft, or other causes is always present. An accurate inventory and proof of ownership at the same time of a loss can make claim settlement easier and faster."

Allstate Insurance
Under their "Your Property" section, they ask you to ask yourself, "Do I have an inventory and photographs?"

Contact Johnston Home Inventory today for more information on our inventory services. http://www.jhisolutions.com

2009-09-12T16:57:00.000-04:00

Some compelling reasons why you need a home inventory:

In 2007, property loss due to fires in the US was estimated at $14.6 billion.
According to the North Carolina State Bureau of Investigation, there were 362,126 burglaries and larcenies reported in our state in 2007.
Tornadoes are no stranger to North Carolina. Even “weak” twisters, classified as F0 or F1, can cause significant damage to homes and other structures.
Hurricanes Dennis, Floyd, and Irene struck North Carolina in the fall of 1999. A total of 7000 homes were destroyed and more than 56,000 were heavily damaged by extensive flooding.
Despite the best efforts of law enforcement, nearly 8000 residents of Johnston County, NC will be victims of property crimes this year.
Our current economy has created an environment of desperation for some, resulting in an increase in robberies, thefts, and break-ins of homes and businesses.

Get the protection you need today. Contact us for more information and a free no obligation quote. http://www.jhisolutions.com/

2009-09-09T22:22:00.000-04:00

What are the benefits of a home inventory?

Insurance - Receive insurance settlements faster because you will be able to identify what was lost. Most people can’t recall every item accumulated over the years after a loss. You can also use your inventory to make sure you have the right amount of loss coverage on your homeowners policy.

Taxes and Valuation - A detailed inventory can help verify losses of uninsured/underinsured property for federal income tax deductions.

Estate Planning, Pre-Nup, Divorce - A line listing or picture inventory can be used to supplement legal documentation or information.

Moving or Remodeling - Keep track of lost or damaged items.

Save Money - Some insurance companies offer homeowners with an inventory a discount on policy premiums.

Inventories Are Not Just For Homes - Documentation Services benefit small businesses, farms, collections, musical instruments and equipment, landlord/tenant, renters, Pre-Nup/Divorce, estates, etc.

Visit http://www.jhisolutions.com for more information.

2009-09-05T14:41:00.000-04:00

What Is A Home Inventory?
An inventory is a written record and photograph of every item or group of items you own. Inventories are a valuable piece of protection and give peace of mind to homeowners, renters, small businesses, farmers, nonprofit organizations, and churches. The cost of a home inventory is a small investment to protect what you have worked so hard for. Our current economy has created an environment of desperation for some, resulting in an increase in robberies, thefts, and break-ins of homes and businesses. Having a complete and organized listing of valuables can assist law enforcement in recovery in the case of theft and will expedite the processing of insurance claims. An inventory will also verify ownership and assist you in claiming a loss on your taxes. Taking an account of your possessions will give you an advantage when buying or renewing insurance. You can use value estimates from your inventory to make sure you have sufficient coverage but are not over insured. Some insurance companies offer a discount to homeowners who maintain an inventory. An inventory allows you to keep track of everything you own and gives you a foundation for updating your records as you acquire and dispose of property and valuables.

Learn more by visiting us at http://www.jhisolutions.com