What Is A Home Inventory?
An inventory is a written record and photograph of every item or group of items you own. Inventories are a valuable piece of protection and give peace of mind to homeowners, renters, small businesses, farmers, nonprofit organizations, and churches. The cost of a home inventory is a small investment to protect what you have worked so hard for. Our current economy has created an environment of desperation for some, resulting in an increase in robberies, thefts, and break-ins of homes and businesses. Having a complete and organized listing of valuables can assist law enforcement in recovery in the case of theft and will expedite the processing of insurance claims. An inventory will also verify ownership and assist you in claiming a loss on your taxes. Taking an account of your possessions will give you an advantage when buying or renewing insurance. You can use value estimates from your inventory to make sure you have sufficient coverage but are not over insured. Some insurance companies offer a discount to homeowners who maintain an inventory. An inventory allows you to keep track of everything you own and gives you a foundation for updating your records as you acquire and dispose of property and valuables.

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