Insurance companies, goverement agencies, and law enforcement all agree on the importance of a home inventory. Her are some quotes from insurance companies that operate in North Carolina:
Travelers Insurance
“Conducting a Personal Property Inventory” literature states: “Take the time to compile an inventory of your home now, and it will save you precious time and frustration later.” “Benefits of having a personal property inventory include:
1 - Helps to ensure you have the coverage you need.
2 - In the event of a loss, it makes it easier for you to file a complete and prompt claim, supported by accurate documentation.
3 - Helps determine the replacement cost of your lost or damaged possessions to settle your claim quickly."Nationwide Insurance
“No matter where you live, or what you live in, it's a good idea to keep a record of your belongings, and any items you want your policy to cover. A great way to log your belongings is to keep a photographic record. This can be a set of videos or pictures that build on your paper records like receipts and warranty information.”
State Farm Insurance
“The threat of loss of property from fire, theft, or other causes is always present. An accurate inventory and proof of ownership at the same time of a loss can make claim settlement easier and faster."
Allstate Insurance
Under their "Your Property" section, they ask you to ask yourself, "Do I have an inventory and photographs?"
Contact Johnston Home Inventory today for more information on our inventory services. http://www.jhisolutions.com
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